:root {
  --cc-red: #ed1c24;
  --cc-red-dark: #c8101a;
  --cc-navy: #071b3a;
  --cc-blue: #2367ff;
  --cc-teal: #11c7b8;
  --cc-purple: #7a3cff;
  --cc-green: #19c37d;
  --cc-orange: #ff8a1c;
  --cc-yellow: #ffbf2e;
  --cc-ink: #071b3a;
  --cc-text: #334155;
  --cc-muted: #64748b;
  --cc-border: #dbe3ee;
  --cc-soft: #f7f9fc;
  --cc-grid: #e9eef7;
  --cc-card: #ffffff;
  --cc-shadow: 0 22px 70px rgba(15, 23, 42, .12);
  --cc-shadow-soft: 0 10px 35px rgba(15, 23, 42, .08);
  --cc-radius: 24px;
  --cc-radius-sm: 16px;
  --cc-max: 1180px;
  --font: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: var(--font); color: var(--cc-ink); background: #fff; line-height: 1.5; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
button, input, select, textarea { font: inherit; }
form { margin: 0; }
.skip-link { position: absolute; left: -999px; top: 8px; z-index: 100; padding: 10px 12px; background: #fff; border: 1px solid var(--cc-border); border-radius: 10px; }
.skip-link:focus { left: 8px; }
.site-header { position: sticky; top: 0; z-index: 50; backdrop-filter: blur(18px); background: rgba(255,255,255,.9); border-bottom: 1px solid rgba(219,227,238,.85); }
.nav { max-width: var(--cc-max); margin: 0 auto; padding: 14px 22px; display: flex; align-items: center; justify-content: space-between; gap: 22px; }
.brand { display: flex; align-items: center; gap: 10px; min-width: 176px; }
.brand img { height: 55px; width: auto; }
.brand-fallback { display: none; color: var(--cc-red); font-size: 22px; font-weight: 700; letter-spacing: -.04em; }
.desktop-nav { display: flex; align-items: center; justify-content: center; gap: 20px; color: #223047; font-size: 14px; font-weight: 520; }
.desktop-nav a { padding: 8px 0; border-bottom: 2px solid transparent; transition: color .18s ease, border-color .18s ease; }
.desktop-nav a:hover, .desktop-nav a.is-active { color: var(--cc-red); border-bottom-color: var(--cc-red); }
.nav-actions { display: flex; align-items: center; gap: 10px; }
.mobile-menu-button { display: none; align-items: center; justify-content: center; gap: 8px; min-height: 42px; padding: 9px 13px; border: 1px solid var(--cc-border); background: #fff; border-radius: 999px; color: var(--cc-ink); cursor: pointer; box-shadow: 0 8px 24px rgba(15,23,42,.06); }
.mobile-menu-icon { width: 24px; height: 24px; display: inline-grid; place-items: center; border-radius: 50%; background: linear-gradient(135deg, var(--cc-red), var(--cc-purple)); color: #fff; font-size: 18px; line-height: 1; }
.mobile-menu-panel { max-height: 0; overflow: hidden; opacity: 0; transform: translateY(-8px); transition: max-height .25s ease, opacity .2s ease, transform .2s ease; border-top: 1px solid rgba(219,227,238,.8); background: rgba(255,255,255,.98); }
.mobile-menu-panel.is-open { max-height: 560px; opacity: 1; transform: translateY(0); }
.mobile-menu-inner { max-width: var(--cc-max); margin: 0 auto; padding: 12px 22px 20px; display: grid; gap: 9px; }
.mobile-menu-inner a { display: flex; justify-content: space-between; align-items: center; padding: 13px 14px; border: 1px solid var(--cc-border); border-radius: 16px; background: #fff; color: var(--cc-ink); font-weight: 560; }
.mobile-menu-inner a:hover, .mobile-menu-inner a.is-active { border-color: rgba(237,28,36,.35); color: var(--cc-red); background: rgba(237,28,36,.04); }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 44px; padding: 12px 18px; border-radius: 999px; border: 1px solid transparent; font-weight: 620; font-size: 14px; cursor: pointer; transition: transform .18s ease, box-shadow .18s ease, background .18s ease, border-color .18s ease; white-space: nowrap; }
.btn:hover { transform: translateY(-1px); }
.btn-primary { color: #fff; background: linear-gradient(135deg, var(--cc-red), var(--cc-purple)); box-shadow: 0 12px 30px rgba(237,28,36,.25); }
.btn-secondary { color: var(--cc-ink); background: #fff; border-color: var(--cc-border); box-shadow: 0 8px 25px rgba(15,23,42,.06); }
.btn-dark { color: #fff; background: var(--cc-navy); box-shadow: 0 12px 30px rgba(7,27,58,.18); }
.btn-small { min-height: 38px; padding: 9px 14px; font-size: 13px; }
.section { padding: 78px 22px; }
.section-tight { padding: 46px 22px; }
.container { max-width: var(--cc-max); margin: 0 auto; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; padding: 8px 12px; border-radius: 999px; background: rgba(237,28,36,.08); color: var(--cc-red); font-weight: 620; font-size: 13px; margin-bottom: 18px; }
.section-kicker { color: var(--cc-blue); font-weight: 620; letter-spacing: .08em; text-transform: uppercase; font-size: 12px; margin-bottom: 10px; }
.section-title, .page-title { margin: 0; font-size: clamp(32px, 5vw, 56px); line-height: .98; letter-spacing: -.06em; max-width: 880px; }
.page-title { font-size: clamp(42px, 7vw, 76px); }
.section-lede, .page-lede { margin: 18px 0 0; color: var(--cc-text); font-size: 18px; max-width: 760px; }
.hero { overflow: hidden; position: relative; background: radial-gradient(circle at 8% 5%, rgba(237,28,36,.14), transparent 28%), radial-gradient(circle at 76% 0%, rgba(35,103,255,.22), transparent 30%), linear-gradient(135deg, #fff 0%, #f7f9ff 48%, #e9f3ff 100%); border-bottom: 1px solid var(--cc-border); }
.hero-inner { max-width: var(--cc-max); margin: 0 auto; padding: 72px 22px 58px; display: grid; grid-template-columns: 1.02fr .98fr; gap: 46px; align-items: center; }
.hero h1 { margin: 0; font-size: clamp(48px, 7vw, 82px); line-height: .9; letter-spacing: -.075em; max-width: 740px; }
.gradient-text { background: linear-gradient(110deg, var(--cc-red), var(--cc-purple), var(--cc-blue)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.hero-copy { margin: 24px 0 0; font-size: 20px; color: var(--cc-text); max-width: 680px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.hero-proof { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 26px; color: var(--cc-muted); font-size: 14px; font-weight: 560; }
.proof-pill { display: inline-flex; align-items: center; gap: 8px; padding: 8px 12px; border: 1px solid var(--cc-border); background: rgba(255,255,255,.7); border-radius: 999px; }
.dot { width: 9px; height: 9px; background: var(--cc-green); border-radius: 999px; }
.hero-visual { position: relative; min-height: 500px; }
.browser-frame { background: #fff; border: 1px solid var(--cc-border); border-radius: 28px; box-shadow: var(--cc-shadow); overflow: hidden; }
.browser-top { height: 42px; background: #f3f6fb; border-bottom: 1px solid var(--cc-border); display: flex; align-items: center; gap: 7px; padding: 0 16px; }
.traffic { width: 10px; height: 10px; border-radius: 50%; background: #ccd6e5; }
.hero-shot { padding: 16px; background: #fff; }
.hero-shot img { width: 100%; aspect-ratio: 16 / 10; object-fit: cover; object-position: top left; border-radius: 18px; border: 1px solid var(--cc-border); }
.floating-card { position: absolute; background: #fff; border: 1px solid var(--cc-border); border-radius: 20px; box-shadow: var(--cc-shadow-soft); padding: 16px; min-width: 185px; }
.float-evv { left: -20px; bottom: 58px; }
.float-pay { right: -18px; bottom: 12px; }
.float-billing { right: 18px; top: 24px; }
.metric-label { color: var(--cc-muted); font-weight: 620; font-size: 12px; text-transform: uppercase; letter-spacing: .04em; }
.metric-value { font-size: 25px; line-height: 1; font-weight: 760; letter-spacing: -.04em; margin-top: 6px; }
.metric-note { color: var(--cc-muted); font-size: 13px; margin-top: 4px; }
.trust-strip { background: var(--cc-navy); color: #fff; padding: 22px; }
.trust-inner { max-width: var(--cc-max); margin: 0 auto; display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
.trust-title { font-size: 18px; font-weight: 760; letter-spacing: -.03em; }
.rating-row { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; }
.stars { color: #ffb020; letter-spacing: 1px; font-size: 20px; }
.rating-source { color: rgba(255,255,255,.78); font-weight: 560; }
.grid-4 { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 18px; margin-top: 34px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; margin-top: 34px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; margin-top: 34px; }
.card { background: var(--cc-card); border: 1px solid var(--cc-border); border-radius: var(--cc-radius); padding: 24px; box-shadow: var(--cc-shadow-soft); }
.card h3 { margin: 18px 0 8px; font-size: 20px; letter-spacing: -.04em; line-height: 1.05; }
.card p { margin: 0; color: var(--cc-text); font-size: 15px; }
.card ul { margin: 12px 0 0; padding-left: 18px; color: var(--cc-text); }
.card li { margin: 6px 0; }
.icon { width: 48px; height: 48px; display: inline-grid; place-items: center; border-radius: 16px; font-size: 22px; font-weight: 760; }
.icon-red { background: rgba(237,28,36,.1); color: var(--cc-red); }
.icon-blue { background: rgba(35,103,255,.1); color: var(--cc-blue); }
.icon-green { background: rgba(25,195,125,.13); color: var(--cc-green); }
.icon-purple { background: rgba(122,60,255,.1); color: var(--cc-purple); }
.icon-orange { background: rgba(255,138,28,.12); color: var(--cc-orange); }
.icon-teal { background: rgba(17,199,184,.13); color: var(--cc-teal); }
.workflow, .soft-section { background: var(--cc-soft); border-top: 1px solid var(--cc-border); border-bottom: 1px solid var(--cc-border); }
.workflow-line { margin-top: 38px; display: grid; grid-template-columns: repeat(7, minmax(0, 1fr)); gap: 12px; }
.step { position: relative; background: #fff; border: 1px solid var(--cc-border); border-radius: 20px; padding: 18px 14px; min-height: 142px; box-shadow: 0 8px 24px rgba(15,23,42,.05); }
.step-number { width: 30px; height: 30px; border-radius: 50%; background: linear-gradient(135deg, var(--cc-red), var(--cc-purple)); color: #fff; display: grid; place-items: center; font-weight: 760; font-size: 13px; margin-bottom: 14px; }
.step h3 { margin: 0 0 7px; font-size: 16px; letter-spacing: -.03em; }
.step p { margin: 0; color: var(--cc-muted); font-size: 13px; }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; align-items: center; }
.image-panel { background: #fff; border: 1px solid var(--cc-border); border-radius: 30px; padding: 18px; box-shadow: var(--cc-shadow); }
.image-panel img { width: 100%; border-radius: 20px; border: 1px solid var(--cc-border); object-fit: cover; object-position: top left; }
.feature-list { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 28px; }
.mini-feature { display: flex; gap: 12px; padding: 14px; border: 1px solid var(--cc-border); border-radius: 18px; background: #fff; }
.check { width: 24px; height: 24px; border-radius: 50%; background: rgba(25,195,125,.13); color: var(--cc-green); display: grid; place-items: center; flex: 0 0 auto; font-weight: 760; }
.mini-feature strong { display: block; line-height: 1.1; }
.mini-feature span { display: block; color: var(--cc-muted); font-size: 13px; margin-top: 3px; }
.solution-suite { overflow: hidden; background: #fff; }
.suite-header { text-align: center; max-width: 820px; margin: 0 auto 34px; }
.suite-header .section-title, .suite-header .section-lede { margin-left: auto; margin-right: auto; }
.carousel-wrap { position: relative; }
.carousel-track { display: grid; grid-auto-flow: column; grid-auto-columns: minmax(360px, 520px); gap: 20px; overflow-x: auto; overscroll-behavior-inline: contain; scroll-snap-type: inline mandatory; padding: 6px 0 18px; scrollbar-width: thin; }
.carousel-controls { display: flex; justify-content: center; gap: 12px; margin-top: 12px; }
.carousel-btn { width: 46px; height: 46px; border-radius: 50%; border: 1px solid var(--cc-border); background: #fff; cursor: pointer; font-size: 22px; box-shadow: var(--cc-shadow-soft); }
.solution-board { scroll-snap-align: start; min-height: 430px; border: 1px solid var(--cc-border); border-radius: 32px; padding: 26px; position: relative; overflow: hidden; display: flex; flex-direction: column; justify-content: space-between; }
.solution-board h3 { margin: 12px 0 10px; font-size: 30px; line-height: 1.03; letter-spacing: -.055em; max-width: 390px; }
.solution-board p { margin: 0; color: #334155; max-width: 400px; font-size: 15px; }
.board-chip { display: inline-flex; align-items: center; gap: 8px; width: fit-content; padding: 7px 11px; border-radius: 999px; background: rgba(255,255,255,.72); border: 1px solid rgba(255,255,255,.76); font-weight: 620; font-size: 13px; }
.board-visual { margin-top: 24px; min-height: 160px; border-radius: 22px; background: rgba(255,255,255,.72); border: 1px solid rgba(255,255,255,.82); box-shadow: 0 16px 35px rgba(15,23,42,.1); overflow: hidden; position: relative; }
.board-visual img { width: 100%; height: 190px; object-fit: cover; object-position: top left; opacity: .94; }
.board-mini-card { position: absolute; left: 22px; bottom: 18px; background: #fff; border: 1px solid var(--cc-border); border-radius: 18px; padding: 12px 14px; min-width: 190px; box-shadow: 0 12px 30px rgba(15,23,42,.14); font-size: 13px; color: var(--cc-text); }
.board-mini-card strong { display: block; color: var(--cc-ink); margin-bottom: 2px; }
.board-blue { background: linear-gradient(135deg, #dff5ff, #eef4ff); }
.board-orange { background: linear-gradient(135deg, #ffe1c2, #fff2db); }
.board-green { background: linear-gradient(135deg, #d8ffd6, #f0ffe7); }
.board-purple { background: linear-gradient(135deg, #eee6ff, #f7edff); }
.board-teal { background: linear-gradient(135deg, #d7fbf7, #e8f7ff); }
.billing-section { background: radial-gradient(circle at 90% 5%, rgba(25,195,125,.16), transparent 30%), radial-gradient(circle at 0% 10%, rgba(35,103,255,.16), transparent 30%), #fff; }
.payer-grid { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 14px; margin-top: 28px; }
.payer-card { padding: 18px; border: 1px solid var(--cc-border); background: #fff; border-radius: 18px; font-weight: 620; box-shadow: 0 8px 24px rgba(15,23,42,.05); text-align: center; }
.billing-highlight { margin-top: 32px; padding: 30px; border-radius: 28px; background: var(--cc-navy); color: #fff; display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 18px; }
.billing-highlight h3 { margin: 0 0 8px; letter-spacing: -.03em; }
.billing-highlight p { margin: 0; color: rgba(255,255,255,.76); font-size: 14px; }
.workflow-ai-section { background: linear-gradient(var(--cc-grid) 1px, transparent 1px), linear-gradient(90deg, var(--cc-grid) 1px, transparent 1px), linear-gradient(135deg, #fbfdff, #f7f9ff); background-size: 28px 28px, 28px 28px, auto; border-top: 1px solid var(--cc-border); border-bottom: 1px solid var(--cc-border); }
.workflow-map { margin-top: 40px; min-height: 600px; position: relative; border-radius: 34px; overflow: hidden; border: 1px solid var(--cc-border); background: linear-gradient(var(--cc-grid) 1px, transparent 1px), linear-gradient(90deg, var(--cc-grid) 1px, transparent 1px), rgba(255,255,255,.72); background-size: 28px 28px; box-shadow: var(--cc-shadow-soft); }
.flow-node { position: absolute; background: #fff; border: 1px solid var(--cc-border); border-radius: 18px; padding: 14px 16px; box-shadow: 0 14px 34px rgba(15,23,42,.08); min-width: 230px; z-index: 2; }
.flow-node strong { display: block; letter-spacing: -.02em; }
.flow-node span { display: block; color: var(--cc-muted); font-size: 13px; margin-top: 4px; }
.flow-icon { width: 34px; height: 34px; border-radius: 12px; display: inline-grid; place-items: center; margin-right: 10px; color: #fff; background: linear-gradient(135deg, var(--cc-blue), var(--cc-purple)); }
.node-title { display: flex; align-items: center; }
.flow-label { position: absolute; color: #111827; max-width: 250px; font-weight: 620; line-height: 1.25; z-index: 3; }
.flow-label small { display: block; color: var(--cc-muted); font-weight: 520; margin-top: 4px; }
.flow-line { position: absolute; height: 2px; background: repeating-linear-gradient(90deg, #111827 0 6px, transparent 6px 12px); opacity: .55; transform-origin: left center; z-index: 1; }
.flow-line.solid { background: linear-gradient(90deg, var(--cc-blue), var(--cc-teal)); opacity: .75; }
.flow-plus { position: absolute; width: 26px; height: 26px; border-radius: 50%; background: #111827; color: #fff; display: grid; place-items: center; font-size: 18px; z-index: 3; }
.flow-cta { position: absolute; right: 34px; bottom: 34px; max-width: 360px; padding: 22px; background: linear-gradient(135deg, var(--cc-red), var(--cc-purple)); color: #fff; border-radius: 24px; box-shadow: var(--cc-shadow-soft); z-index: 4; }
.flow-cta strong { display: block; font-size: 22px; line-height: 1.05; letter-spacing: -.04em; }
.flow-cta span { display: block; color: rgba(255,255,255,.82); font-size: 14px; margin-top: 8px; }
.payments-section { background: radial-gradient(circle at 8% 20%, rgba(237,28,36,.1), transparent 28%), linear-gradient(135deg, #fdfefe 0%, #eef7ff 100%); border-top: 1px solid var(--cc-border); border-bottom: 1px solid var(--cc-border); }
.ai-section { background: radial-gradient(circle at 15% 15%, rgba(17,199,184,.16), transparent 28%), radial-gradient(circle at 86% 0%, rgba(122,60,255,.18), transparent 30%), #fff; }
.ai-panel { margin-top: 34px; display: grid; grid-template-columns: 1fr 1fr; gap: 22px; align-items: stretch; }
.ai-card { padding: 30px; border: 1px solid var(--cc-border); border-radius: 30px; background: #fff; box-shadow: var(--cc-shadow-soft); position: relative; overflow: hidden; }
.ai-card::after { content: ""; position: absolute; width: 180px; height: 180px; border-radius: 50%; right: -60px; top: -60px; background: linear-gradient(135deg, rgba(35,103,255,.12), rgba(122,60,255,.12)); }
.ai-card h3 { margin: 0 0 12px; font-size: 28px; line-height: 1.05; letter-spacing: -.045em; position: relative; z-index: 2; }
.ai-card p, .ai-card ul { position: relative; z-index: 2; }
.ai-card p { color: var(--cc-text); margin: 0; }
.ai-card ul { color: var(--cc-text); padding-left: 18px; margin: 18px 0 0; }
.ai-card li { margin: 8px 0; }
.support-panel { margin-top: 34px; border-radius: 34px; background: linear-gradient(135deg, var(--cc-navy), #0b3a73 58%, #133fc2); color: #fff; padding: 34px; display: grid; grid-template-columns: .9fr 1.1fr; gap: 30px; box-shadow: var(--cc-shadow); }
.support-panel h3 { margin: 0; font-size: 36px; line-height: 1; letter-spacing: -.05em; }
.support-panel p { color: rgba(255,255,255,.78); margin: 16px 0 0; }
.support-points { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.support-point { padding: 16px; border-radius: 18px; background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.14); font-weight: 620; }
.review-section { background: var(--cc-soft); border-top: 1px solid var(--cc-border); border-bottom: 1px solid var(--cc-border); }
.review-shell { margin-top: 34px; display: grid; grid-template-columns: 340px 1fr; gap: 22px; align-items: stretch; }
.rating-badges { display: grid; gap: 12px; }
.badge-card { background: #fff; border: 1px solid var(--cc-border); border-radius: 20px; padding: 18px; box-shadow: 0 8px 25px rgba(15,23,42,.05); }
.badge-card img { max-height: 54px; width: auto; margin-bottom: 10px; }
.badge-card strong { display: block; font-size: 18px; }
.review-card { background: #fff; border: 1px solid var(--cc-border); border-radius: 28px; padding: 30px; box-shadow: var(--cc-shadow-soft); display: grid; grid-template-columns: 86px 1fr; gap: 20px; align-items: start; }
.avatar { width: 86px; height: 86px; border-radius: 50%; background: linear-gradient(135deg, #ffe1e4, #e0f2fe); display: grid; place-items: center; font-size: 40px; }
.review-quote { font-size: 26px; line-height: 1.15; letter-spacing: -.04em; font-weight: 760; margin: 8px 0 14px; }
.review-meta { color: var(--cc-muted); font-weight: 560; }
.review-controls { margin-top: 20px; display: flex; gap: 8px; }
.review-dot { width: 10px; height: 10px; border-radius: 50%; border: 0; background: #cbd5e1; cursor: pointer; padding: 0; }
.review-dot.active { background: var(--cc-red); }
.page-hero { background: radial-gradient(circle at 12% 10%, rgba(237,28,36,.12), transparent 26%), radial-gradient(circle at 86% 0%, rgba(35,103,255,.18), transparent 30%), linear-gradient(135deg, #fff, #f7f9ff); border-bottom: 1px solid var(--cc-border); padding: 72px 22px; }
.breadcrumbs { display: flex; flex-wrap: wrap; gap: 8px; color: var(--cc-muted); font-size: 13px; margin-bottom: 20px; }
.breadcrumbs a { color: var(--cc-blue); }
.stat-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; margin-top: 30px; }
.stat-card { padding: 20px; background: #fff; border: 1px solid var(--cc-border); border-radius: 20px; box-shadow: var(--cc-shadow-soft); }
.stat-card strong { display: block; font-size: 34px; line-height: 1; letter-spacing: -.04em; }
.stat-card span { display: block; color: var(--cc-muted); margin-top: 8px; font-size: 14px; }
.faq { margin-top: 34px; display: grid; gap: 12px; }
details { background: #fff; border: 1px solid var(--cc-border); border-radius: 18px; padding: 18px 20px; box-shadow: 0 6px 18px rgba(15,23,42,.04); }
summary { cursor: pointer; font-weight: 620; }
details p { color: var(--cc-text); margin: 12px 0 0; }
.calculator { display: grid; grid-template-columns: 1fr 360px; gap: 22px; margin-top: 34px; align-items: start; }
.calc-panel { background: #fff; border: 1px solid var(--cc-border); border-radius: 26px; padding: 24px; box-shadow: var(--cc-shadow-soft); }
.calc-panel label { display: block; color: var(--cc-ink); font-weight: 620; margin: 16px 0 7px; }
.calc-panel input, .calc-panel select, .calc-panel textarea { width: 100%; min-height: 44px; border: 1px solid var(--cc-border); border-radius: 14px; padding: 10px 12px; color: var(--cc-ink); background: #fff; }
.calc-result { position: sticky; top: 88px; background: linear-gradient(135deg, var(--cc-navy), #103d78); color: #fff; border-radius: 26px; padding: 24px; box-shadow: var(--cc-shadow); }
.calc-result strong { display: block; font-size: 42px; line-height: 1; letter-spacing: -.05em; margin: 10px 0; }
.calc-result span { color: rgba(255,255,255,.76); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-grid .full { grid-column: 1 / -1; }
.pricing-cta { background: radial-gradient(circle at 20% 15%, rgba(255,255,255,.17), transparent 24%), linear-gradient(135deg, var(--cc-red), var(--cc-purple), var(--cc-blue)); color: #fff; border-radius: 36px; padding: 44px; display: grid; grid-template-columns: 1fr auto; gap: 22px; align-items: center; box-shadow: var(--cc-shadow); }
.pricing-cta h2 { margin: 0; font-size: clamp(30px, 5vw, 50px); letter-spacing: -.06em; line-height: .98; }
.pricing-cta p { margin: 14px 0 0; color: rgba(255,255,255,.82); max-width: 700px; }
.footer { background: #07111f; color: rgba(255,255,255,.8); padding: 44px 22px; }
.footer-inner { max-width: var(--cc-max); margin: 0 auto; display: grid; grid-template-columns: 1fr 2fr; gap: 30px; }
.footer-logo img { height: 44px; width: auto; filter: brightness(1.3); }
.footer-links { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.footer-links h4 { margin: 0 0 12px; color: #fff; }
.footer-links a { display: block; margin: 8px 0; color: rgba(255,255,255,.72); font-size: 14px; }
@media (max-width: 1100px) { .desktop-nav { gap: 14px; } .brand { min-width: 155px; } }
@media (max-width: 980px) {
  .desktop-nav, .nav-actions .btn-secondary { display: none; }
  .mobile-menu-button { display: inline-flex; }
  .hero-inner, .split, .support-panel, .review-shell, .footer-inner, .ai-panel, .calculator { grid-template-columns: 1fr; }
  .hero-visual { min-height: auto; }
  .floating-card { position: static; margin-top: 12px; display: inline-block; margin-right: 10px; }
  .grid-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .grid-3, .grid-2 { grid-template-columns: 1fr; }
  .workflow-line { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .payer-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .billing-highlight { grid-template-columns: 1fr; }
  .pricing-cta { grid-template-columns: 1fr; }
  .workflow-map { min-height: auto; padding: 22px; display: grid; gap: 14px; }
  .flow-node, .flow-label, .flow-line, .flow-plus, .flow-cta { position: static !important; transform: none !important; width: auto !important; }
  .flow-line, .flow-plus { display: none; }
  .calc-result { position: static; }
}
@media (max-width: 640px) {
  .nav { padding: 12px 16px; }
  .hero-inner { padding: 52px 18px 42px; }
  .section, .section-tight, .page-hero { padding-left: 18px; padding-right: 18px; }
  .grid-4, .workflow-line, .feature-list, .support-points, .payer-grid, .footer-links, .stat-row, .form-grid { grid-template-columns: 1fr; }
  .form-grid .full { grid-column: auto; }
  .carousel-track { grid-auto-columns: 86vw; }
  .review-card { grid-template-columns: 1fr; }
  .pricing-cta { padding: 28px; border-radius: 28px; }
  .brand img { height: 28px; }
}


/* 2026 v2 beautiful form/blog/review pages */
.form-hero { padding: 76px 22px 56px; border-bottom: 1px solid var(--cc-border); overflow: hidden; }
.form-hero-demo { background: radial-gradient(circle at 8% 0%, rgba(237,28,36,.12), transparent 30%), radial-gradient(circle at 86% 5%, rgba(122,60,255,.16), transparent 34%), linear-gradient(135deg,#fff,#f5f9ff); }
.pricing-hero { background: radial-gradient(circle at 10% 0%, rgba(25,195,125,.14), transparent 32%), radial-gradient(circle at 88% 10%, rgba(35,103,255,.16), transparent 30%), linear-gradient(135deg,#fff,#f6fbff); }
.contact-hero { background: radial-gradient(circle at 15% 8%, rgba(255,138,28,.14), transparent 30%), linear-gradient(135deg,#fff,#f8fbff); }
.support-hero { background: radial-gradient(circle at 12% 8%, rgba(17,199,184,.16), transparent 32%), linear-gradient(135deg,#fff,#f4fbff); }
.blog-hero { background: radial-gradient(circle at 8% 0%, rgba(122,60,255,.14), transparent 30%), linear-gradient(135deg,#fff,#fbf8ff); }
.reviews-hero { background: radial-gradient(circle at 10% 0%, rgba(255,176,32,.18), transparent 28%), radial-gradient(circle at 88% 0%, rgba(237,28,36,.11), transparent 30%), linear-gradient(135deg,#fff,#fffaf2); }
.form-hero-grid { display:grid; grid-template-columns: 1.1fr .9fr; gap:34px; align-items:center; }
.form-hero h1 { margin:0; font-size:clamp(42px,6vw,76px); line-height:.92; letter-spacing:-.075em; max-width:780px; }
.form-hero p { color:var(--cc-text); font-size:19px; max-width:700px; margin:22px 0 0; }
.form-section { background: linear-gradient(180deg,#fff,#f8fbff); }
.form-layout { display:grid; grid-template-columns: minmax(0,1.06fr) minmax(320px,.62fr); gap:26px; align-items:start; }
.form-layout.wide { grid-template-columns: minmax(0,1.2fr) minmax(320px,.55fr); }
.modern-form-card, .form-side-panel, .form-trust-card { background:#fff; border:1px solid var(--cc-border); border-radius:32px; box-shadow:var(--cc-shadow-soft); }
.modern-form-card { padding:30px; }
.modern-form-card > span[id$='Heading'], .modern-form-card > span[id$='MainContent_Heading'] { display:block; font-size:30px; font-weight:780; letter-spacing:-.045em; margin-bottom:16px; }
.form-grid-two { display:grid; grid-template-columns:1fr 1fr; gap:16px; }
.modern-form-card label { display:block; color:var(--cc-ink); font-weight:620; font-size:14px; margin:0 0 16px; }
.modern-input { width:100%; margin-top:7px; border:1px solid var(--cc-border); border-radius:16px; min-height:48px; padding:12px 14px; background:#fff; box-shadow:0 4px 14px rgba(15,23,42,.04); color:var(--cc-ink); outline:none; }
.modern-input:focus { border-color:var(--cc-blue); box-shadow:0 0 0 4px rgba(35,103,255,.1); }
textarea.modern-input { resize:vertical; min-height:120px; }
.form-submit { min-width:180px; margin-top:6px; }
.form-warning, .modern-form-card [id$='Warn'] { display:block; color:#c8101a; font-weight:700; margin:8px 0 14px; }
.form-side-panel { padding:28px; position:sticky; top:104px; }
.form-side-panel h2 { margin:0 0 16px; font-size:30px; line-height:1; letter-spacing:-.045em; }
.form-side-panel ul { margin:0; padding-left:20px; color:var(--cc-text); }
.form-side-panel li { margin:12px 0; }
.form-trust-card { padding:26px; position:relative; overflow:hidden; }
.form-trust-card:before { content:""; position:absolute; inset:auto -70px -70px auto; width:200px; height:200px; border-radius:999px; background:linear-gradient(135deg,rgba(237,28,36,.13),rgba(122,60,255,.13)); }
.form-trust-card h3 { margin:10px 0; font-size:30px; line-height:1; letter-spacing:-.045em; }
.form-trust-card p { margin:12px 0; font-size:17px; }
.review-person { color:var(--cc-muted); font-weight:620; }
.mini-stars { color:#ffb020; letter-spacing:1px; font-size:18px; }
.trust-metrics { display:flex; flex-wrap:wrap; gap:8px; margin-top:18px; }
.trust-metrics span { padding:8px 10px; background:#f7f9fc; border:1px solid var(--cc-border); border-radius:999px; color:var(--cc-text); font-size:13px; font-weight:620; }
.hidden-upload { display:none; }
.estimate-steps { display:grid; grid-template-columns:repeat(3,1fr); gap:10px; margin:8px 0 22px; }
.estimate-step { border:1px solid var(--cc-border); background:#f8fbff; border-radius:18px; padding:12px; display:flex; gap:10px; align-items:center; }
.estimate-step span { width:28px; height:28px; display:grid; place-items:center; border-radius:999px; background:linear-gradient(135deg,var(--cc-red),var(--cc-purple)); color:#fff; font-weight:760; }
.estimate-result-card { display:flex; align-items:center; justify-content:space-between; gap:16px; border:1px solid rgba(25,195,125,.3); background:linear-gradient(135deg,#effff8,#f8fbff); border-radius:24px; padding:18px; margin:14px 0; }
.estimate-result-card span { display:block; color:var(--cc-muted); font-size:13px; font-weight:620; text-transform:uppercase; letter-spacing:.05em; }
.estimate-result-card strong { display:block; font-size:34px; line-height:1; letter-spacing:-.05em; }
.estimate-result-card p { color:var(--cc-text); margin:0; max-width:330px; }
.form-actions-row { display:flex; flex-wrap:wrap; gap:12px; }
.blog-layout { display:grid; grid-template-columns: minmax(0,1fr) 320px; gap:28px; align-items:start; }
.small-title { font-size:clamp(30px,4vw,46px); }
.blog-grid { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:18px; margin-top:26px; }
.blog-card, .quote-tile { background:#fff; border:1px solid var(--cc-border); border-radius:28px; padding:24px; box-shadow:var(--cc-shadow-soft); }
.blog-card h3, .quote-tile h3 { margin:10px 0; font-size:24px; line-height:1.05; letter-spacing:-.04em; }
.blog-card p, .quote-tile p { color:var(--cc-text); margin:0 0 14px; }
.blog-card span, .quote-tile span { color:var(--cc-muted); font-weight:620; font-size:13px; }
.blog-sidebar { position:sticky; top:104px; background:#fff; border:1px solid var(--cc-border); border-radius:30px; padding:22px; box-shadow:var(--cc-shadow-soft); }
.blog-sidebar h3 { margin:0 0 14px; font-size:26px; letter-spacing:-.04em; }
.blog-sidebar a { display:block; padding:14px 0; border-bottom:1px solid var(--cc-border); }
.blog-sidebar a span { display:block; color:var(--cc-muted); font-size:13px; margin-top:4px; }
.sidebar-cta { margin-top:22px; border-radius:22px; background:linear-gradient(135deg,var(--cc-red),var(--cc-purple)); color:#fff; padding:18px; }
.sidebar-cta p { color:rgba(255,255,255,.78); margin:8px 0 14px; }
.sidebar-cta .btn { margin:6px 6px 0 0; }
.big-review .review-card { min-height:360px; }
.review-card-grid { margin-top:0; }
.quote-tile { min-height:260px; }
@media (max-width: 980px) { .form-hero-grid, .form-layout, .form-layout.wide, .blog-layout { grid-template-columns:1fr; } .form-side-panel, .blog-sidebar { position:static; } .blog-grid { grid-template-columns:1fr; } }
@media (max-width: 640px) { .form-grid-two, .estimate-steps { grid-template-columns:1fr; } .modern-form-card, .form-side-panel, .form-trust-card { border-radius:24px; padding:22px; } }

/* Blog page refinements - v3 */
.blog-section { background: linear-gradient(180deg, #fff, #f8fbff); }
.blog-hero-actions { margin-top: 26px; }
.blog-toolbar { display:flex; align-items:flex-end; justify-content:space-between; gap:20px; margin-bottom:4px; }
.blog-toolbar-copy { color:var(--cc-muted); margin:12px 0 0; max-width:680px; }
.blog-grid { align-items:stretch; }
.blog-card { padding:0; overflow:hidden; transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease; }
.blog-card:hover { transform: translateY(-3px); border-color: rgba(237,28,36,.28); box-shadow: var(--cc-shadow); }
.blog-card-link { display:flex; flex-direction:column; min-height:230px; padding:26px; height:100%; }
.blog-card-meta { display:flex; align-items:center; justify-content:space-between; gap:12px; color:var(--cc-muted); font-size:12px; font-weight:620; text-transform:uppercase; letter-spacing:.05em; }
.blog-card-meta span { color:var(--cc-red); font-size:12px; }
.blog-card-meta time { color:var(--cc-muted); font-size:12px; white-space:nowrap; }
.blog-card h3 { margin:16px 0 12px; font-size:26px; line-height:1.05; letter-spacing:-.045em; }
.blog-card p { color:var(--cc-text); margin:0 0 18px; }
.read-story { margin-top:auto; color:var(--cc-blue); font-weight:620; font-size:14px; }
.blog-sidebar { display:flex; flex-direction:column; gap:18px; }
.blog-sidebar h3 { margin-bottom:0; }
.news-list { display:grid; gap:4px; }
.news-list a, .blog-sidebar > a { display:block; padding:14px 0; border-bottom:1px solid var(--cc-border); }
.news-list a:hover strong { color:var(--cc-red); }
.news-list a strong { display:block; line-height:1.15; }
.news-list a span { display:block; color:var(--cc-muted); font-size:13px; margin-top:4px; }
.sidebar-review-card { border:1px solid var(--cc-border); border-radius:22px; padding:18px; background:linear-gradient(135deg,#fff,#f7faff); }
.sidebar-review-card strong { display:block; margin:6px 0 8px; font-size:18px; line-height:1.1; letter-spacing:-.03em; }
.sidebar-review-card p { margin:0; color:var(--cc-text); font-size:14px; }
.sidebar-cta { margin-top:0; }
.sidebar-actions { display:grid; gap:10px; margin-top:14px; }
.sidebar-actions .btn, .sidebar-cta .btn { width:100%; margin:0; justify-content:center; }
.sidebar-cta .btn-primary { background:#fff; color:var(--cc-red); box-shadow:none; }
.sidebar-cta .btn-secondary { border-color:rgba(255,255,255,.68); background:rgba(255,255,255,.92); color:var(--cc-ink); box-shadow:none; }
.blog-detail-card { background:#fff; border:1px solid var(--cc-border); border-radius:34px; padding:34px; box-shadow:var(--cc-shadow-soft); }
.blog-back { display:inline-flex; align-items:center; gap:8px; color:var(--cc-blue); font-weight:620; margin-bottom:22px; }
.blog-back:hover { color:var(--cc-red); }
.blog-detail-header h2 { margin:18px 0 14px; font-size:clamp(34px,5vw,56px); line-height:.98; letter-spacing:-.06em; }
.blog-detail-summary { color:var(--cc-text); font-size:20px; max-width:850px; }
.blog-detail-image { margin:28px 0; border-radius:28px; overflow:hidden; border:1px solid var(--cc-border); box-shadow:var(--cc-shadow-soft); }
.blog-detail-image img { width:100%; max-height:480px; object-fit:cover; object-position:center; }
.blog-detail-body { color:var(--cc-text); font-size:18px; line-height:1.72; }
.blog-detail-body h1, .blog-detail-body h2, .blog-detail-body h3 { color:var(--cc-ink); line-height:1.1; letter-spacing:-.04em; }
.blog-detail-body a { color:var(--cc-blue); text-decoration:underline; }
.blog-detail-body img { border-radius:20px; border:1px solid var(--cc-border); box-shadow:var(--cc-shadow-soft); margin:18px 0; }
.blog-detail-body hr { border:0; border-top:1px solid var(--cc-border); margin:28px 0; }
.blog-detail-footer { margin-top:34px; padding-top:22px; border-top:1px solid var(--cc-border); display:flex; flex-wrap:wrap; gap:12px; }
@media (max-width: 980px) { .blog-toolbar { display:block; } .blog-sidebar { position:static; } }
@media (max-width: 640px) { .blog-detail-card { border-radius:24px; padding:22px; } .blog-card-link { min-height:auto; padding:22px; } .blog-card-meta { align-items:flex-start; flex-direction:column; gap:4px; } }
.sidebar-actions a { border-bottom:0 !important; padding:12px 18px !important; }

/* 2026 award badge system */
.award-ribbon {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 14px;
  margin-top: 24px;
}
.award-ribbon.hero-awards-top { max-width: 720px; }
.award-pill {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 14px;
  border-radius: 999px;
  border: 1px solid var(--cc-border);
  background: rgba(255,255,255,.82);
  box-shadow: 0 8px 26px rgba(15,23,42,.07);
  color: var(--cc-text);
  font-size: 13px;
  font-weight: 620;
}
.award-pill img {
  width: 34px;
  height: 34px;
  object-fit: contain;
}
.award-strip-section {
  padding: 38px 22px;
  background:
    radial-gradient(circle at 8% 0%, rgba(255,176,32,.16), transparent 28%),
    radial-gradient(circle at 92% 10%, rgba(35,103,255,.12), transparent 28%),
    linear-gradient(135deg,#fff,#f8fbff);
  border-bottom: 1px solid var(--cc-border);
}
.award-strip {
  max-width: var(--cc-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 26px;
  align-items: center;
}
.award-strip h2 {
  margin: 0;
  font-size: clamp(28px, 4vw, 42px);
  line-height: 1;
  letter-spacing: -.055em;
}
.award-strip p {
  margin: 12px 0 0;
  color: var(--cc-text);
  max-width: 560px;
}
.award-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
  align-items: stretch;
}
.award-card {
  background: #fff;
  border: 1px solid var(--cc-border);
  border-radius: 22px;
  padding: 18px 14px;
  display: grid;
  place-items: center;
  min-height: 150px;
  box-shadow: 0 12px 32px rgba(15,23,42,.08);
  transition: transform .18s ease, box-shadow .18s ease;
}
.award-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 42px rgba(15,23,42,.12);
}
.award-card img {
  width: 100%;
  max-width: 118px;
  max-height: 116px;
  object-fit: contain;
}
.award-card.wide img { max-width: 150px; }
.award-mini-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  margin-top: 20px;
  position: relative;
  z-index: 2;
}
.award-mini {
  min-height: 76px;
  border: 1px solid var(--cc-border);
  border-radius: 16px;
  background: #fff;
  padding: 8px;
  display: grid;
  place-items: center;
  box-shadow: 0 8px 22px rgba(15,23,42,.06);
}
.award-mini img {
  width: 100%;
  max-width: 74px;
  max-height: 58px;
  object-fit: contain;
}
.award-mini.wide img { max-width: 90px; }
.review-awards-row {
  margin-top: 26px;
}
.review-awards-row .award-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}
@media (max-width: 980px) {
  .award-strip { grid-template-columns: 1fr; }
  .award-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 640px) {
  .award-mini-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .award-card { min-height: 128px; }
}


/* 2026 v5 estimate confirmation and pricing display */
#estimate-response-anchor { scroll-margin-top: 110px; }
.estimate-certificate {
  position: relative;
  display: grid;
  grid-template-columns: 64px 1fr;
  gap: 18px;
  margin: 18px 0 16px;
  padding: 24px 24px 22px;
  border-radius: 28px;
  border: 1px solid rgba(25,195,125,.34);
  background:
    radial-gradient(circle at 96% 0%, rgba(25,195,125,.12), transparent 32%),
    linear-gradient(135deg, #fffef8, #f1fff9 54%, #f8fbff);
  box-shadow: 0 18px 48px rgba(15,23,42,.09);
  overflow: hidden;
}
.estimate-certificate::before {
  content: "";
  position: absolute;
  inset: 10px;
  border: 1px dashed rgba(7,27,58,.18);
  border-radius: 22px;
  pointer-events: none;
}
.certificate-seal {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  color: #fff;
  background: linear-gradient(135deg, var(--cc-green), #0a9f72);
  box-shadow: 0 12px 28px rgba(25,195,125,.24);
  font-size: 26px;
  font-weight: 820;
  position: relative;
  z-index: 1;
}
.certificate-body { position: relative; z-index: 1; }
.certificate-kicker {
  color: #0a7b58;
  font-size: 12px;
  font-weight: 760;
  letter-spacing: .08em;
  text-transform: uppercase;
  margin-bottom: 4px;
}
.estimate-certificate h2 {
  margin: 0 0 8px;
  font-size: clamp(30px, 4vw, 46px);
  line-height: .95;
  letter-spacing: -.055em;
  color: var(--cc-navy);
}
.estimate-certificate p {
  margin: 8px 0 0;
  color: var(--cc-text);
  max-width: 760px;
}
.certificate-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 14px;
}
.certificate-meta span {
  display: inline-flex;
  padding: 7px 10px;
  border-radius: 999px;
  border: 1px solid rgba(7,27,58,.12);
  background: rgba(255,255,255,.72);
  color: var(--cc-ink);
  font-size: 12px;
  font-weight: 620;
}
.estimate-result-card {
  align-items: flex-start;
  border-color: rgba(25,195,125,.42);
  background: linear-gradient(135deg,#ecfff6,#f8fbff);
}
.estimate-result-card strong {
  color: #087a55;
  letter-spacing: -.06em;
}
.estimate-price {
  display: flex;
  align-items: flex-start;
  gap: 3px;
  flex-wrap: wrap;
  color: #087a55;
}
.estimate-price .currency {
  font-size: 20px;
  line-height: 1.15;
  font-weight: 760;
  padding-top: 3px;
}
.estimate-price .digits {
  font-size: clamp(42px, 6vw, 68px);
  line-height: .9;
  font-weight: 820;
  letter-spacing: -.07em;
}
.estimate-price .dash {
  align-self: center;
  margin: 0 4px;
  color: #0f513e;
  font-size: 30px;
  font-weight: 620;
}
.estimate-note {
  display: block;
  margin-top: 7px;
  color: #0f766e;
  font-size: 14px;
  font-weight: 620;
  letter-spacing: 0;
  text-transform: none;
}
.estimate-placeholder { color: var(--cc-muted); font-size: 34px; }
@media (max-width: 640px) {
  .estimate-certificate { grid-template-columns: 1fr; padding: 22px; }
  .certificate-seal { width: 52px; height: 52px; }
  .estimate-result-card { flex-direction: column; }
}

/* 2026 v15 Carecenta Payments + merchant account inquiry */
.payments-hero,
.merchant-hero {
  background:
    radial-gradient(circle at 10% 0%, rgba(237,28,36,.12), transparent 30%),
    radial-gradient(circle at 88% 8%, rgba(25,195,125,.16), transparent 34%),
    linear-gradient(135deg,#fff,#f6fbff);
}
.payment-hero-grid {
  display: grid;
  grid-template-columns: 1fr .95fr;
  gap: 36px;
  align-items: center;
}
.payment-preview-card {
  border: 1px solid var(--cc-border);
  border-radius: 32px;
  padding: 16px;
  background: rgba(255,255,255,.76);
  box-shadow: var(--cc-shadow);
  overflow: hidden;
}
.payment-preview-card img {
  width: 100%;
  border-radius: 22px;
  border: 1px solid var(--cc-border);
  object-fit: cover;
  object-position: top left;
}
.payment-value-strip {
  background: linear-gradient(180deg,#fff,#f8fbff);
}
.payment-feature-card {
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.payment-feature-card:hover {
  transform: translateY(-4px);
  border-color: rgba(35,103,255,.22);
  box-shadow: var(--cc-shadow);
}
.payment-brand-section {
  background: #fff;
}
.payment-brand-grid {
  display: grid;
  grid-template-columns: .88fr 1.12fr;
  gap: 22px;
  align-items: stretch;
}
.payment-brand-intro {
  display: flex;
  flex-direction: column;
  justify-content: center;
  min-height: 260px;
}
.payment-brand-intro h2 {
  margin: 0;
  font-size: clamp(30px,4vw,46px);
  line-height: 1;
  letter-spacing: -.055em;
}
.payment-brand-intro p {
  color: var(--cc-blue);
  font-weight: 760;
  font-size: 18px;
  margin: 18px 0 0;
}
.payment-brand-benefits {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0 18px;
}
.payment-benefit {
  display: grid;
  grid-template-columns: 58px 1fr;
  gap: 14px;
  align-items: start;
  padding: 18px 0;
  border-bottom: 1px solid var(--cc-border);
}
.payment-benefit .icon {
  width: 50px;
  height: 50px;
  font-size: 22px;
}
.payment-benefit strong {
  display: block;
  color: var(--cc-ink);
  margin-bottom: 4px;
  line-height: 1.1;
}
.payment-benefit span {
  display: block;
  color: var(--cc-text);
  font-size: 14px;
}
.payment-steps {
  display: grid;
  grid-template-columns: repeat(5,minmax(0,1fr));
  gap: 14px;
  margin-top: 34px;
}
.payment-step {
  min-height: 220px;
}
.payment-step .icon {
  margin-bottom: 16px;
}
.merchant-approval-note {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 18px 22px;
  border: 1px solid rgba(237,28,36,.18);
  border-radius: 24px;
  background: linear-gradient(135deg,#fff4f5,#fff);
}
.merchant-approval-note strong,
.merchant-approval-note span {
  display: block;
}
.merchant-approval-note span {
  color: var(--cc-text);
}
.merchant-apply-section {
  background: linear-gradient(180deg,#fff,#f8fbff);
}
.merchant-form-shell {
  display: grid;
  grid-template-columns: minmax(0,1.5fr) minmax(260px,.55fr);
  gap: 28px;
  padding: 32px;
  align-items: stretch;
}
.merchant-form-main h2 {
  margin: 0 0 8px;
  font-size: clamp(30px,4vw,44px);
  line-height: 1;
  letter-spacing: -.055em;
}
.merchant-form-main p {
  color: var(--cc-text);
  margin: 0 0 22px;
}
.merchant-form-grid {
  display: grid;
  grid-template-columns: repeat(3,minmax(0,1fr));
  gap: 16px;
}
.merchant-form-grid label {
  color: var(--cc-ink);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: .04em;
  font-weight: 620;
}
.merchant-form-grid label.full {
  grid-column: 1 / -1;
}
.merchant-form-grid textarea.modern-input {
  min-height: 120px;
  resize: vertical;
}
.merchant-fineprint {
  color: var(--cc-muted);
  font-size: 12px;
  margin-top: 18px;
}
.merchant-secure-card {
  border: 1px solid var(--cc-border);
  border-radius: 28px;
  background:
    radial-gradient(circle at 50% 18%, rgba(237,28,36,.08), transparent 30%),
    #fff;
  padding: 28px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  box-shadow: var(--cc-shadow-soft);
}
.merchant-secure-card h3 {
  margin: 18px 0 8px;
  font-size: 24px;
  letter-spacing: -.04em;
}
.merchant-secure-card p {
  color: var(--cc-text);
  margin: 0 0 22px;
}
.merchant-submit {
  width: 100%;
}
.ma-status {
  display: block;
  margin: 0 0 18px;
  padding: 12px 14px;
  border-radius: 16px;
  font-weight: 620;
}
.ma-ok {
  color: #067044;
  background: #ecfff5;
  border: 1px solid #9ff0c7;
}
.ma-err {
  color: #b40012;
  background: #fff1f2;
  border: 1px solid #ffc7ce;
}
.merchant-confirm-card {
  display: grid;
  grid-template-columns: 72px 1fr;
  gap: 20px;
  max-width: 920px;
  margin: 0 auto;
  padding: 32px;
  border: 1px solid rgba(25,195,125,.32);
  border-radius: 32px;
  background:
    radial-gradient(circle at 96% 0%, rgba(25,195,125,.12), transparent 32%),
    linear-gradient(135deg,#fffef8,#f1fff9 54%,#f8fbff);
  box-shadow: var(--cc-shadow-soft);
}
@media (max-width: 980px) {
  .payment-hero-grid,
  .payment-brand-grid,
  .merchant-form-shell { grid-template-columns: 1fr; }
  .payment-steps { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .merchant-secure-card { align-items: flex-start; text-align: left; }
}
@media (max-width: 640px) {
  .payment-brand-benefits,
  .merchant-form-grid,
  .payment-steps { grid-template-columns: 1fr; }
  .merchant-approval-note { align-items: flex-start; flex-direction: column; }
  .merchant-confirm-card { grid-template-columns: 1fr; padding: 24px; }
}